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UICC/USIM/SIM’s future in hands of MNOs Driven in volume and towards commoditization at a breakneck pace by developing countries, the SIM card market is seeking a second, or even third wind with the embedded UICC, M2M (MFF- Machine Form Factor), IoT and the rumored Apple iSIM, hoping to become the services platform NFC (and LTE) will soon require. But the huge gap between the basic pauper’s SIM and the SuperSIM is not easily managed, and competition from other SE technologies and smartphones is already fierce. The ball is now in the MNOs’ court.
According to last figures from SIMalliance, 4.2 billion SIM cards shipped last year throughout the world, in other words, 23.5% growth compared to 2009. And much better than in 2009, when growth was only 9.6% compared to 2008.
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This article was published in last July-August Issue of SmartCardsTrends Magazine. |
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Banks Should Not Shy Away From Working with New Challengers Global payment volumes will grow from 306.3 billion in 2010 to 749.8 billion in 2020 and value of these payments is expected to more than double. But financial institutions face a wealth of new competitors who are starting to challenge the dominance of traditional players, as Louis Blatt, chief product officer of ACI Worldwide explains. When the financial crisis hit in 2008, an unexpected result for many financial institutions was the suddenly increased significance of their payments business. From being an unexciting and, often, relatively unimportant revenue channel, payments became a reliable and consistent source of income for banks.
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Louis Blatt, Ph.D., joined ACI Worldwide from CA in April 2009. At CA, Louis was SVP of Business Development and Strategy, and was the driving force behind CA’s market leading EITM strategy. |
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| NEWS Articles |
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NEWS From the Industry |
The legally-binding deadline for banks to migrate to the SEPA is 1 February 2014 [European Parliament : 16/02/2012]
“It will be possible to make all cross-border credit transfers and direct debits in the same way as normal domestic payments,“ said SEPA rapporteur Sari Essayah (EPP, Finland). (photo). It would not apply to personal credit or debit card payments.
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Google Working to Fix Security Issues on its Mobile Wallet [SCTNews : 13/02/2012]“Rooting your phone will cause your Google Wallet data to be automatically wiped from the device,“ said Osama Bedier, Vice President Google Wallet and Payments at Google.
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INSIDE Secure (re)Launches its Initial Public Offering [SCTNews : 08/02/2012]The European and French market aren't actually more better than in last June, but is a good and right time for Inside to capitalize on the strong momentum for NFC adoption.
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Physical Unclonable Function Is Ushering a New Era for Security [SCTNews : 06/02/2012]
The notion of the 'biometrics of things' (chaometrics) was first tackled in the early 2000s, followed by an avalanche of academic papers and patent filings. And yet, the technology is attracting new and strong interest. The article explains the reasons why.
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MasterCard Announces U.S. Roadmap For EMV Migration and Mobile Payments [MasterCard Worldwide : 31/01/2012]Migration from magnetic stripe to EMV technology is only a part of a framework to deliver enhanced consumer experience in-store, online, at the ATM and with Mobile Phones. See comments from Randy Vanderhoof, executive director of the Smart Card Alliance.
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Europe Plans To Create a Strong, Clear and Uniform Framework for Data Protection [European Commission : 25/01/2012]
The reform will give individuals better control over their own data. Companies will have to comply with one law for the whole of the EU territory and to appoint a data protection officer.
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Gemalto Eyeing To Acquire Leading Provider of Rugged Flexible Display Module for OTP Cards [SCTNews : 15/12/2011]
Aveso’s displays are based on a electro-active ink technology that makes it possible to manufacture displays using installed manufacturing capacity and readily available materials.
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Intel-Inside Secure's Partnership To Lead NFC Revolution [INSIDE Secure : 14/12/2011]
The agreement gives Intel access to INSIDE's software, firmware and core hardware technology for development of future Intel products. Mobile Wireless Group have access to scalable NFC solutions based on MicroRead, SecuRead and Open NFC products.
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The 'American EMV-NFC Grand Prize' On The Horizon [SCTnews : 08/11/2011]
Should we say it out loud this time, or once again murmur it under our breath? Yes, the U.S. has definitively launched its EMV-NFC migration.
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The Finalist of the Sesames Awards 2011 Have Been Selected [CARTES & Identification : 30/09/2011]
The winners will be awarded on Monday 14 November, on the eve of the opening of CARTES & IDentification 2011.
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Great success for the Inside Secure's IPO which raises €69m on NYSE Euronext Paris [INSIDE Secure : 18/02/2012]Offering price set at 8.30 euros per share, near high end of the price range. Global offering subscribed more than 5 times
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Merging Professional Driver Driving Licence with Private Driver Data Raises Privacy Issue, says EDPS [EDPS : 17/02/2012]Recommends to ensure a strict limitation of access rights in view of the legitimate purposes for which relevant authorities and any other recipients would need to access the data.
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European Parliament Decision on SEPA Standard Confirms Atos Payment Strategy [Atos : 17/02/2012]Atos is an early mover and invested in a full set of SEPA ready products fully operational for both banks and creditors.
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VASCO Reports Full Year 2011 Revenues of $168.1 million (+56% YoY) [Vasco Data Security International, Inc. : 17/02/2012]Revenue for 2012 is expected to be $175 million or more.
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Genetics Inspired Research Prevents Cyber Attacks [Wake Forest University : 17/02/2012]Fulp and Crouse have turned to nature to guide their research.
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3M Cogent Biometric Access Control Readers Approved to Authenticate TWIC [3M Cogent : 17/02/2012] Both devices support the Transportation Worker Identification Credentials (TWIC) Privacy Key (TPK) enciphered on-card reference biometrics during registration and in operation.
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Barclays Launches Europe’s first P2P Service for Sending Money by Mobile Phone Number [Barclays : 16/02/2012]The Barclays Pingit service will be available to current account customers of all UK banks and building societies, not just those with Barclays current accounts. With comments of Validsoft's CEO.
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MasterCard To Open Global Technologies Office in Dublin (Ireland) [MasterCard Worldwide : 16/02/2012]MasterCard’s Dublin Labs and Center of Excellence for Java Development will develop innovative ways for electronic payments to replace cash.
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Atos, EMC and VMware to Form an Open Cloud Computing Strategic Alliance [Atos : 16/02/2012]Atos to create Canopy, a One-Stop-Shop Company for Advanced Cloud Services; EMC and VMware to Invest Alongside Atos.
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SafeNet Sentinel Cloud Awarded for Best DRM Solution [SafeNet, Inc. : 16/02/2012]SafeNet's family of Sentinel software monetization solutions are designed to meet the unique license enablement, enforcement, and entitlement management requirements of any organization.
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Bouygues Telecom Selects NDS To Provide Software and Services for New IPTV Platform [NDS : 16/02/2012]NDS provides set-top box software components and professional services, including systems integration.
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GSMA Research Predicts mHealth Market To Be Worth US$23 Billion by 2017 [GSMA : 16/02/2012]Pervasive mHealth services and applications worldwide could provide mobile operators with revenues worth approximately US$11.5 billion by 2017.
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Apple Became Top Smartphone Vendor in Q4 -2011 and in 2011 as a Whole, says Gartner [Gartner : 16/02/2012]Gartner says worldwide smartphone sales soared in fourth quarter of 2011 with 47% growth. In the OS market, competition between Google and Apple intensified.
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Low-Cost Android Smartphones Will Seize 80% of Market in Africa, India, and China, Says NPD In-Stat [NPD In-Stat : 16/02/2012]The Ice Cream Sandwich (Android 4.0) step-up in memory and processor demands makes this release less attractive for low-cost Android devices.
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NXP Software and Verimatrix bring secure content delivery to Android devices [NXP Software : 16/02/2012]NXP Software has integrated Verimatrix enhanced HLS content authorization into its LifeVibes QuickPlayer opening the way for premium internet TV services on Android phones and tablets.
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