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UICC/USIM/SIM’s future in hands of MNOs Driven in volume and towards commoditization at a breakneck pace by developing countries, the SIM card market is seeking a second, or even third wind with the embedded UICC, M2M (MFF- Machine Form Factor), IoT and the rumored Apple iSIM, hoping to become the services platform NFC (and LTE) will soon require. But the huge gap between the basic pauper’s SIM and the SuperSIM is not easily managed, and competition from other SE technologies and smartphones is already fierce. The ball is now in the MNOs’ court.
According to last figures from SIMalliance, 4.2 billion SIM cards shipped last year throughout the world, in other words, 23.5% growth compared to 2009. And much better than in 2009, when growth was only 9.6% compared to 2008.
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This article was published in last July-August Issue of SmartCardsTrends Magazine. |
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Banks Should Not Shy Away From Working with New Challengers Global payment volumes will grow from 306.3 billion in 2010 to 749.8 billion in 2020 and value of these payments is expected to more than double. But financial institutions face a wealth of new competitors who are starting to challenge the dominance of traditional players, as Louis Blatt, chief product officer of ACI Worldwide explains. When the financial crisis hit in 2008, an unexpected result for many financial institutions was the suddenly increased significance of their payments business. From being an unexciting and, often, relatively unimportant revenue channel, payments became a reliable and consistent source of income for banks.
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Louis Blatt, Ph.D., joined ACI Worldwide from CA in April 2009. At CA, Louis was SVP of Business Development and Strategy, and was the driving force behind CA’s market leading EITM strategy. |
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NEWS From the Industry |
'Mobile Payment and Security in the Cloud' - key themes for 2012 for CARTES 2012 [The CARTES Exhibition & Conference : 04/05/2012]CARTES is the world's leading Smart Technologies event dedicated to security, payment, identification and mobility. Each year, it brings together 430 exhibitors, 79% of whom come from outside France, 20,000 visitors and 1,300 congress participants to explore the industry's latest trends and innovations.
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Roland Moreno Died – He Invented the Smart Memory Card [SCTnews : 30/04/2012]
Moreno was an extraordinary and prolific inventor. He was also an inventive, independent and humoristic writer, a kind of “pataphysician“ eyeing modernity with a sparkling smile or laugh.
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Eurosmart Expects over 7 billion Smart Secure Devices to be Shipped in 2012 [Eurosmart : 26/04/2012]Eurosmart has increased the final figures for UICC/USIM/SIM cards and microcontroller payment cards shipped in 2011 to respectively 4,700 million and 1,050 million units.
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Oyvind Rastad (Gemalto) Elected Chairman of Eurosmart [Eurosmart : 26/04/2012]
Oyvind Rastad (photo), underlined 2011 key achievements to promote the Smart Security Industry and delivered a vision for future developments in security and privacy for the Internet of Things’ environment or Identity Access Management for cloud based services.
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Vasco Plans To Roll-out 1 Billion “Dormant“ Digipass by 2014 [SCTnews : 23/04/2012]
This tenfold increase’s objective will come with a new strategy relying on a bottom-up move targeting 100% penetration in web field application. And a new business model based on client-free and transactions (or clicks for secure logins) fees.
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The “Wallet Gold Rush“ To (Re-) Invent Trust [SCTNews : 09/04/2012]
m-Wallet, e-Wallet, iWallet. The wallet concept is magical – it transforms the payment pumpkin into a money coach, a simple and impoverished banking transaction into a rich, glamorous shopping experience. But it raises serious questions about security and privacy.
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Former PayPal Principal, Mobile Ecosystem Awareness Joins Validity to Lead Innovative ID Project [SCTNews : 07/04/2012]
Taveau will conduct an innovative ID project. It’s hardly an accident that the person responsible for steering this project to Validity hails from PayPal, after holding several positions in the semiconductor industry.
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Google Aims to Scale Up its Wallet Platform [SCTNews : 06/04/2012]“TxVia will complement our payments capabilities and accelerate innovation towards our full Google Wallet vision," said Osama Bedier on its blog.
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Turkish Card Manufacturer Plastik Kart To Partner with Gemalto or Oberthur ? [SCTnews : 29/03/2012]Plastikkart rose 3.3% to 2.85 liras by the close of trading in Istanbul after jumping as much as 8.3%, after the company started talks with Gemalto.
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PayPal to Unveil 'What it Believes to be the Future of Commerce for SMB' [SCTNews : 14/03/2012]
We guess PayPal will introduce a mobile card reader ideally suited for mobile retailers or service providers, such as caterers, photographers, hair stylists, locksmiths and landscapers. And fitting with its recent strategy to bring its payment services into physical stores.
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ERPLY Integrates PayPal for New Seamless Mobile Payment Solution [ERPLY : 28/05/2012]Consumers can simply “check-in” on their smart phone to their favorite stores and pay with PayPal.
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Precise Biometrics Kicks Off Global Launch of its Smart Casing Tactivo for iPhone and iPad [Precise Biometrics : 28/05/2012]The first generation of Tactivo is being launched for iPhone 4S and iPhone 4. Apple has now certified Tactivo in its Made For iPhone (MFi) Program. Precise Biometrics will also be launching Tactivo for iPad after the summer.
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Etienne Veber Joins Precise Biometrics as Chief Commercial Officer [Precise Biometrics : 28/05/2012]Etienne will be based at Precise Biometrics’ U.S. subsidiary. He will have global responsibility for sales, marketing, business development and product management.
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Everything Everywhere and Stagecoach Partner to Transform Public Transport Ticketing [Everything Everywhere : 28/05/2012]The two companies have unveiled the UK’s first Government-standard commercial deployment of mobile contactless transport ticketing, which could lead to a nationwide roll out across select bus and rail services in 2013.
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PayPal to Change the Game in Offline Payments [PayPal (eBay) : 26/05/2012]PayPal announced 15 new national retailers who are going to bring innovation and flexibility with PayPal’s offline payment and shopping solutions.
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VeriFone Reports Q2'12 Revenue of $479 million (+64.5% YoY) [VeriFone Systems, Inc : 25/05/2012]For the full year of fiscal 2012, VeriFone expects to report non-GAAP net revenues in the range of $1.900 billion to $1.925 billion.
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The M2M Software Platform Market Will Grow to $3.85 Billion by 2017, says ABI Research [ABI Research : 25/05/2012]According to Lucero, “The application enablement platforms (AEPs) market is set to grow from about $168.9 million in 2011 to nearly $1.72 billion in 2017.”
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Telus and Orange Team up to Provide Remote Monitoring Solutions to Patients with Chronic Diseases [Orange : 25/05/2012]First pilot remotely monitoring kidney disease patients shows positive impact on care quality and patient safety. This solution receives Innovation Prize at Health IT expo in Paris.
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SecureKey Completes $30M Strategic Investment Round [SecureKey Technologies Inc. : 25/05/2012]Intel Capital-led Financing includes Payment and Mobility Leaders. SecureKey is working to deploy its solutions in Intel Identity Protection Technology (IPT) beginning on Ultrabook devices later in 2012.
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Competition in payment markets intensifies, says Frost & Sullivan’s Jean-Noel Georges [Frost & Sullivan : 25/05/2012]Frost & Sullivan Comments on PayPal Entering the Retail Market.
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Equinox (Former Hypercom) Payments Teams with PayPal for In-Store Checkout for Large Retailers [Equinox Payments, LLC, : 25/05/2012]Equinox has integrated the PayPal Card and Card Free payment solution into the code base platform for all L5300 terminals.
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Toulouse-Blagnac Airport (France) Launches Innovative NFC Trial [Orange : 24/05/2012]In a worldwide first for an airport, using a SIM card-based safety protocol, 50 frequent flyers will take part in a trial at Toulouse airport this summer, to test the new service on their BlackBerry NFC smartphones.
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CPI Card Group (USA) Acquires ID Data Cards, Ltd (UK) [CPI Card Group : 24/05/2012]CPI increases global production in secure prepaid, EMV, dual interface cards and e-services and expands global secure card production in the UK and Europe.
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Cinterion Powered the world’s first M2M time clock, JobClock Hornet by ExakTime [Cinterion (Gemalto) : 24/05/2012]The mobile time clock is ideal for any business with hourly employees such as construction and landscape companies, restaurants, hospitals and more.
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Phablets, Like the Samsung Galaxy Note, Will Surpass 208 Million Device Shipments Annually in 2015 [ABI Research : 24/05/2012]Global shipments for phablets will increase by a factor of 10 in 2012 from 2011, says ABI Research.
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