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UICC/USIM/SIM’s future in hands of MNOs Driven in volume and towards commoditization at a breakneck pace by developing countries, the SIM card market is seeking a second, or even third wind with the embedded UICC, M2M (MFF- Machine Form Factor), IoT and the rumored Apple iSIM, hoping to become the services platform NFC (and LTE) will soon require. But the huge gap between the basic pauper’s SIM and the SuperSIM is not easily managed, and competition from other SE technologies and smartphones is already fierce. The ball is now in the MNOs’ court.
According to last figures from SIMalliance, 4.2 billion SIM cards shipped last year throughout the world, in other words, 23.5% growth compared to 2009. And much better than in 2009, when growth was only 9.6% compared to 2008.
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This article was published in last July-August Issue of SmartCardsTrends Magazine. |
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Banks Should Not Shy Away From Working with New Challengers Global payment volumes will grow from 306.3 billion in 2010 to 749.8 billion in 2020 and value of these payments is expected to more than double. But financial institutions face a wealth of new competitors who are starting to challenge the dominance of traditional players, as Louis Blatt, chief product officer of ACI Worldwide explains. When the financial crisis hit in 2008, an unexpected result for many financial institutions was the suddenly increased significance of their payments business. From being an unexciting and, often, relatively unimportant revenue channel, payments became a reliable and consistent source of income for banks.
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Louis Blatt, Ph.D., joined ACI Worldwide from CA in April 2009. At CA, Louis was SVP of Business Development and Strategy, and was the driving force behind CA’s market leading EITM strategy. |
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| NEWS Articles |
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NEWS From the Industry |
Europe Plans To Create a Strong, Clear and Uniform Framework for Data Protection [European Commission : 25/01/2012]
The reform will give individuals better control over their own data. Companies will have to comply with one law for the whole of the EU territory and to appoint a data protection officer.
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Gemalto Eyeing To Acquire Leading Provider of Rugged Flexible Display Module for OTP Cards [SCTNews : 15/12/2011]
Aveso’s displays are based on a electro-active ink technology that makes it possible to manufacture displays using installed manufacturing capacity and readily available materials.
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Intel-Inside Secure's Partnership To Lead NFC Revolution [INSIDE Secure : 14/12/2011]
The agreement gives Intel access to INSIDE's software, firmware and core hardware technology for development of future Intel products. Mobile Wireless Group have access to scalable NFC solutions based on MicroRead, SecuRead and Open NFC products.
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The 'American EMV-NFC Grand Prize' On The Horizon [SCTnews : 08/11/2011]
Should we say it out loud this time, or once again murmur it under our breath? Yes, the U.S. has definitively launched its EMV-NFC migration.
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The Finalist of the Sesames Awards 2011 Have Been Selected [CARTES & Identification : 30/09/2011]
The winners will be awarded on Monday 14 November, on the eve of the opening of CARTES & IDentification 2011.
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M-Payments & Banks - To Big To Give Up [SCTnews : 16/08/2011]Too big to innovate, yet too big to fail… Banks have very little wiggle room any more. Payment represents between 30 and 50% of their revenues, and is under threat.
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UnionPay Overtakes Visa to Become World’s Largest Card Scheme [Retail Banking Research : 13/08/2011]
China UnionPay has supplied in 2010 around 2.4 billion cards which represented a 29.2% market share. Visa has a 28.6% market share, MasterCard (20%), Amex (1.1%), JCB (0.8%) and Discover (0.7%).
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Advent International To Acquire Oberthur Technologies's Card Systems and Identity activities [Oberthur Technologies : 05/08/2011]The transaction would be valued at €1.15 billion. Jean-Pierre Savare, founder of the group, and his family would retain a minority stake of about 10% in the company.
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Advent International To Acquire Oberthur Card Systems? [SCT-news : 02/08/2011]The move is likely a healthy balance between financial transaction and a strategic program of industrial re-orientation.
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Orange and BNP Paribas Partner to Launch M-Payment Services in November in France [SCTnews : 26/07/2011]
BNP Paribas will provide a bundled offer including branded smartphones (for the most part of them with embedded NFC chip), Orange subscription with full Internet access), M-payment services (Proximity and others), and other banking services.
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As China Eats Android’s Tail, Apple Cuts Off its Head, Says ABI Research [ABI Research : 27/01/2012]Apple topped the smartphone market, finally. Android suffers its first decline in share.
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With Lumia, We Have Established a Beachhead in the War of Ecosystems, said Nokia's CEO [Nokia : 27/01/2012]Over 1 million Lumia devices sold, but 2011 shipments of Mobile Devices decreased by 8%. ASP down 23% from €69 to €53.
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Nokia Windows Phones volumes will not be enough to offset the decline of Symbian [IDC : 27/01/2012]As expected, the transition from Symbian to Windows Phones is still a painful process for the company, says IDC.
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Raiffeisen Bank International AG To Launch Mobile NFC Payment Solution in Austria [Raiffeisen Bank International AG (RBI) : 27/01/2012]Users will be provided with a mobile phone app and a microSD-card for their phone. The roll-out of this project is planned for the second quarter of 2012 and will take place in a major city in Austria
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The European Data Protection Supervisor Welcomes a 'Huge Step Forward for Data Protection in Europe' [EDPS : 26/01/2012]However, the EDPS strongly regrets the inadequate content of the specific Directive on data protection in the area of police and justice.
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Installed Base of Connected Devices to Reach 1.34 Billion in 2016, Says NPD In-Stat [NPD In-Stat : 26/01/2012]From 256.8 million units in 2011.
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Intuit Inc. Launches its Free GoPayment Mobile Credit Card Reader [Intuit Inc. : 26/01/2012]Square, Powa... Intuit enters the small businesses and “pay-as-you-go pricing" market.
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Identive Launches New Converged Access ID Group [Identive Group, Inc. : 26/01/2012]John Menzel appointed VP of Access Control ID Solutions.
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Smartphone Owners Concerned and In the Dark About Mobile Security [NetQin Mobile Inc. : 26/01/2012]While 70% of smartphone users said they had some type of security or security software on their phone, just half of smartphone users actually could identify what type of security they have.
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Two billion Mifare Ultralight ICs sold since 2001, says NXP Semiconductors [NXP Semiconductors N.V. : 26/01/2012]Over 300 million Mifare Ultralight based tickets from Magnadata are being used by travelers around the globe.
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Mobile Payments Going Mainstream at CARTES in North America [CARTES exhibitions and conferences : 26/01/2012]Two-day long tracks on mobile payments; more than 80 speakers and a sold-out roster of 100 exhibitors CARTES in North America 2012.
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Datacard Group Selected to Present at CARTES in North America [Datacard Group, : 26/01/2012]Company selected to present on two tracks focusing on EMV® technology innovations and how to build a successful card program while minimizing costs.
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HID Global Appoints Kerry Reid as Vice President of HID Connect Business [HID Global : 26/01/2012]Industry Veteran’s Appointment Expands Technology Ecosystem and Partner Programs Globally.
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Precise Biometrics Launches Smart Casings with Smart Card & Fingerprint Reader - A First [Precise Biometrics : 25/01/2012]The smart casing will be available for the most popular smart phone and tablet computer brands in 2012 and 2013.
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NEC to Exhibit M2M Service Enabled by Mobile Cloud at Mobile World Congress 2012 [NEC Corporation (NEC) : 25/01/2012]“M2M communications via Mobile Cloud is a fast-growing market for NEC,” says Takayuki Morita, senior vice president, NEC.
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